Auto Discounts Available

There are a variety of ways to save on your insurance.  There are many discounts available to our customers, offered by the many insurance carriers that we represent.  Carriage Insurance has provided a list of the most common insurance discounts available for our clients.  Remember to include information that will help us get you the discounts you deserve!

Multi-Car Discount

Get a discount when you insure more than one private passenger auto on your auto policy.

Safe Driver Discount

Be a safe driver with a clean driving record and drive a safe car. 

Low Mileage Discount

Customers who drive less, pay less.

Bundle Insurance into a Package

If you add a home, condo or renters policy, you can qualify for a discount on your auto policy.

Homeowners Discount

Customers who own a home qualify for a discount on their auto policy.

Billing Plan Discount

Pay for your policy in full and you can qualify for a full-pay discount.  

Anti-theft Discount

If you buy comprehensive coverage on autos with qualifying anti-theft devices, you can qualify for an anti-theft discount.  Install anti-theft devices like car alarms, GPS tracking devices, window etching, ignition shut-off devices and steering wheel bars.  If your car has a Lo-Jack® or Teletrac® system you may even have your comprehensive deductible waived if your car is stolen while the service is activated.

Anti-lock Brakes Discount (ABS)

You can get a discount for having a car equipped with a factory installed 4 wheel anti-lock braking system.

Air Bag Discounts

Save money if your car has automatic air bags.

Good Student Discounts

Youthful drivers that accomplish certain scholastic achievements and who provide certification, can qualify for a good student discount on their auto policy.

Distant Student Driver Discount

If you have a youthful driver in the household who is away at an educational institution over 100 miles away from home, and who does not have a car, you can qualify for a distant student driver discount on your auto policy.

Driver Training Discount

Youthful drivers who have completed a driver education course can qualify for a driver training discount on their auto policy.

Defensive Driving Discount

Get a discount when you compete an approved defensive driving course and can provide a copy of your certificate.


While this may not be a “discount”, rates will be lower for married couples.

Good Credit

The better your credit score, the lower your car insurance premiums will be.

Possible Discount for AAA Membership

Some carriers provide a discount for AAA membership.